If you’re a non-German speaker looking for a bank in Germany, you’re in the right place. Many banks now offer English language support, making it simple to open an account and manage your money—all without having to learn German. In this article, we list 10 banks that provide full English support and easy, low-fee banking options in Germany.
1. N26
Why It’s Great for English Speakers:
- Fully Digital: Open your account quickly online, with the entire process in English.
- Low Fees: Enjoy free basic banking with a DE IBAN and a modern app interface.
- Comprehensive Products: From debit cards to credit options and loans, N26 has you covered.
2. DKB (Deutsche Kreditbank)
Highlights:
- User-Friendly Online Platform: Their website and mobile app are fully available in English.
- Free Banking Option: Offers fee-free banking with a competitive savings interest rate.
- Wide Range of Services: Including credit cards, loans, and a strong focus on customer support.
3. ING (ING-DiBa)
Why Choose ING:
- Simple Account Opening: ING’s online application is straightforward and available in English.
- Low or No Monthly Fees: Enjoy banking without unexpected costs, plus a German IBAN.
- Full Service: Credit cards, loans, and high-yield savings accounts are all part of the package.
4. Commerzbank
Key Features:
- Trusted Traditional Bank: With a large network of branches, Commerzbank offers a mix of digital and in-person services.
- Bilingual Support: Their customer service and online tools are available in both English and German.
- Flexible Fee Structure: Offers fee-free options when you meet basic account conditions.
5. Deutsche Bank
Overview:
- Global Banking Experience: Known worldwide, Deutsche Bank provides extensive services in English.
- Multilingual Staff: English-speaking customer service ensures you’re well-supported.
- Diverse Offerings: Includes personal accounts, credit cards, loans, and savings products.
6. bunq
Why It Stands Out:
- Modern and Innovative: bunq is a digital bank with a focus on simplicity and transparency.
- English-Friendly: Their app and customer support are designed for international users.
- Low Fees: Offers low monthly fees and flexible account features including DE IBANs.
7. Revolut
Highlights:
- International Appeal: Revolut is known for its easy, digital-first approach and multi-currency support.
- Full English Service: The entire account setup process and customer support are available in English.
- Versatile Options: Features include low fees, competitive savings, and various card products.
8. Vivid Money
Features:
- Next-Generation Digital Bank: Vivid Money offers a modern banking experience designed for digital users.
- Easy English Setup: The application process and app interface are available in English.
- Attractive Benefits: Enjoy cashback offers, competitive savings rates, and low fees.
9. 1822direkt
Why It’s a Good Choice:
- Part of a Trusted Network: As a subsidiary of Frankfurter Sparkasse, 1822direkt benefits from solid German banking traditions.
- English-Friendly Support: Their online platform offers English language options, making account management simple for non-German speakers.
- Comprehensive Services: Offers credit cards, loans, and savings accounts with minimal fees.
10. Fidor Bank
Overview:
- Digital-First Experience: Fidor Bank is known for its innovative approach to online banking.
- Bilingual Platform: With support in English, it is a great choice for expats and international residents.
- Flexible Products: Includes low-fee accounts, credit options, and advanced digital banking tools.
Final Thoughts
Finding a bank that offers full English support can simplify your financial life in Germany. Whether you prefer a fully digital experience or a mix of online and physical services, these banks provide clear English interfaces, easy account openings, and low or no monthly fees. Compare these options to find the best fit for your needs, and enjoy hassle-free banking in Germany!
